On-Demand Pay Software & Earned Wage Access (EWA) Platform
Give employees access to earned wages before payday with no employer fees or payroll changes, directly in BambooHR®.1
Why choose BambooHR® On-Demand Pay?
No payroll disruption
Run payroll as usual1 with no reconciliation, funding changes, or extra steps.
Zero employer cost
Offer flexible pay as a benefit with no employer fees and no added payroll work.
Less admin overhead
Replace pay advance requests with a secure option instead of manual tracking.
Employee-first flexibility
Help employees access earned wages before payday, right in BambooHR.
Support employees when payday can’t wait
EMPLOYEE FLEXIBILITY
Give employees access before payday
Employees can advance a portion of already earned income directly in BambooHR on desktop or mobile. Standard delivery to a linked bank account is free in 1-3 business days, or employees can choose instant transfer for $4.99.2
NO EXTRA EMPLOYER LIFT
Offer the benefit without disrupting payroll
On-demand pay fits seamlessly into the employee experience. There’s no reconciliation, funding changes, or manual repayment handling—Clair manages advances independently so teams keep working as usual.
RISK REDUCED
Avoid internal advances and employer liability
Replace informal pay advance requests with a structured, secure option. Clair manages advances and repayments directly, and employers aren’t responsible for unpaid balances–even if an employee leaves the organization.
PRIVATE & CONFIDENTIAL
Protect privacy and peace of mind
On-demand pay does not require credit checks, affect employee credit scores, or charge late fees on unpaid advances. Clair also keeps employee usage private from employers.
Frequently Asked Questions
What is on-demand pay?
On-demand pay, also known as earned wage access, lets eligible employees access a portion of earned but unpaid wages before payday directly inside BambooHR, powered by Clair.
Does it change payroll?
No. Employers keep running payroll the same way. Clair manages advances independently, so there are no funding changes, reconciliation steps, or manual repayment work for HR or payroll teams. On-Demand Pay, powered by Clair, is available for customers who use either BambooHR Payroll or another payroll provider.
How much does on-demand pay cost?
There is no charge for employers. Employees can choose a standard advance at no cost or instant transfer for $4.99 per transaction.
Where do employees access it?
Eligible employees can access on-demand pay from their BambooHR home page on desktop or mobile.
Who can use on-demand pay?
Availability depends on employee eligibility criteria, including identity verification, age, state of residence, and other requirements set by Clair and applicable regulations.
What if an employee doesn’t repay?
Employers are not responsible for unpaid advances. For customers without BambooHR® Payroll, repayment is automatic from the employee's linked bank account. If repayment is not received, employees are unable to take another advance. There is no impact to credit score, and no late fees.
1All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
2Instant Transfers typically occur in seconds, but may take up to 30 minutes.
